40% use buy now, pay later sometimes, and most see it as helpful or fine with discipline
Buy now, pay later and installment plans let you split a purchase into smaller payments over time. We want to know how you use them and how you see them.
How often do you use buy now, pay later or installment plans?
Sometimes426 · 40%
Never223 · 21%
I used to, but I stopped222 · 21%
Often206 · 19%
Which of these is closest to how you see them?
A helpful way to afford things I need331 · 31%
Fine as long as you stay disciplined326 · 30%
A convenient option that makes me overspend212 · 20%
Something I avoid on principle203 · 19%
Aggregate results from verified voters. Free-text answers are summarised into themes; individual responses are kept private and never shown.
Our insights are a read-only record of what our World ID holders expressed in our polls, not VoxPop predictions. The crowd's read is not to be considered financial advice.